Ok, so maybe that didn’t work out so well…
The point is, it’s good to set healthy goals. Wellness keeps us sharp. Why not live well and save money!
Similar to health insurance wellness programs, Vitality tracks your healthy habits and translates them into perks.
Here’s how it works. Buy a JH policy with Vitality and you get a free Fitbit (though other trackers work too.) The program rewards points for a variety of different healthy activities and checkups. JH spots you a gold rate the first year. As you progress, you’ll receive notifications of updates and achievements.
There are four classes of rates:
Bronze 0–3,499 points
Silver 3,500–6,999 points
Gold 7,000–9,999 points
Platinum 10,000+ points
Counting steps are only a small part. Flu shot? 400 points. Lose weight? 500 points. Didn’t smoke? 1,000 points. There are a gazillion ways to earn points.
My wholesaler made two things very clear:
- These levels are NOT hard to achieve. This is not Cross-Fit. You don’t have to belong to a gym to achieve.
- You don’t have to be tech-savvy. It’s automated and it’s easy.
Keep in mind that this isn’t just for small term policies. Vitality can take those larger estate planning ULs from borderline to cutting-edge competitive.
Thanks and happy selling. Now put down that doughnut and get back on the treadmill.